Get a Free Insurance Quote — We Shop 20+ Carriers So You Don't Have To
Independent means we work for you, not for any single insurance company — so every quote we run is built around your coverage needs, not our margins.
What Would You Like to Quote?
Whether you know exactly what you need or you're starting from scratch, we can help. Select a coverage type below or use the form to send us a note about your situation.
- Personal Auto Insurance
- Homeowners Insurance
- Condo Insurance
- Boat or Watercraft Insurance
- RV Insurance
- High Value Home Insurance
- Flood Insurance
- Classic Auto Insurance
- Personal Umbrella Insurance
- Term Life, Whole Life, or Final Expense Insurance
- Annuities
- Business Insurance (Commercial Auto, General Liability, BOP, Contractors, Landlord)
Not sure which coverage applies to you? Call us at 401-272-5444 and we'll sort it out together.
Start Your Quote Online
Prefer a Different Coverage Type? Send Us a Note.
Use this form for life insurance, commercial coverage, boat, RV, flood, or any coverage not handled through the quoting tool above. We'll follow up within one business day.
We will get back to you as soon as possible.
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Three Things That Make Getting a Quote Here Different
- We represent more than 20 top-rated carriers — Travelers, Nationwide, Allstate, Progressive, Safeco, Beacon Mutual, and others — so a single conversation gives you a real market comparison, not a single-company pitch.
- Our recommendations are based on what fits your situation. Because we're independent, we have no financial incentive to steer you toward one carrier over another.
- We walk you through what you're being quoted for before anything is finalized. A quote you understand is a quote you can trust.
Common Questions About Getting a Quote
Does getting a quote commit me to anything?
No. A quote is information — nothing more. We'll show you what coverage would cost across the carriers we represent, explain what's included, and let you decide. There's no obligation to purchase and no pressure to move quickly.
How long does a quote take?
For personal auto or homeowners coverage, most quotes take ten to fifteen minutes over the phone or through the online tool. Commercial coverage and life insurance quotes may take a bit longer depending on what we need to gather, but we'll set expectations upfront.
Can I get quotes for more than one type of coverage at the same time?
Yes — and bundling coverage types often results in better rates. If you need auto and home coverage, for example, let us know and we'll run both together so you can see what a combined policy looks like.
What if my current coverage is fine and the quote doesn't show any improvement?
We'll tell you. If what you have is competitive, that's worth knowing too. Our goal is to give you an accurate picture of the market — not to manufacture a reason to switch.
Do you serve all of Rhode Island, or just Providence?
We serve all of Rhode Island. Our office is in Providence, but we work with clients in Warwick, Cranston, East Providence, and communities across the state. Rhode Island is 32 miles wide — we cover all of it.
No Pressure. Just Options.
A lot of people put off getting a quote because they're worried about being sold something. That's not how we work. You'll get clear information, a straight comparison, and time to think it over. If the numbers make sense, we move forward. If they don't, we tell you that too.
We've been doing this in Rhode Island for more than 40 years. Our business runs on referrals and repeat clients — not on closing a quote you didn't ask for.