Motorcycle Insurance in Rhode Island
No matter where you choose to bring your motorcycle, it's best if you always keep it secure. Motorcycle insurance can protect you if you get into an accident with another driver. It can provide you with roadside assistance in the event your motorcycle breaks down. It can also provide you with protection against uninsured drivers. We offer motorcycle insurance here at Podmaska Insurance Agency in Providence, RI.
Motorcycle Insurance Requirements
Rhode Island requires motorcycle owners to purchase insurance. Your policy must also meet the following minimum limit requirements:
- Bodily injury coverage for $25,000 for each person
- Bodily injury coverage for $50,000 for each accident
- Property damage coverage for $25,000
If you cause injuries or property damage to someone else, liability will cover your legal defenses if you are sued.
Motorcycle Insurance Coverage
Here is what motorcycle insurance covers:
- Comprehensive- This protects you if your bike is damaged by theft, fire, vandalism, storms, etc. It will cover your costs to have your bike repaired or replaced.
- Collision- This protects you if your bike is damaged following an accident with another driver. It will also cover your repair expenses.
- Uninsured/underinsured- This coverage will protect you against drivers who either don't have insurance or do not have enough insurance to cover damages. It will cover your medical expenses and lost wages.
- Roadside assistance - This will cover you if your bike breaks down while driving. It will help with fuel delivery, flat tires, and more.
- Custom equipment- This covers any part on your bike that is considered aftermarket. These parts are ones that the manufacturer did not originally install.
Get a Quote
To receive a motorcycle insurance quote, please call Podmaska Insurance Agency today. We are located in Providence, RI. Our agents can assist you if you have further questions or need help selecting the right policy.
