General Liability Insurance

Having the appropriate insurance is essential to the future financial health of your organization, and general liability insurance is a great place to start. 

Contact the agents at Podmaska Insurance in Providence, Rhode Island, today to learn more about tailoring your company’s insurance coverage to meet your needs. 

What Is General Liability Insurance? 
General liability insurance, also called commercial general liability insurance, helps businesses cover claims of third-party property damage or bodily injury, advertising injury, and reputational harm. It may also provide coverage if you accidentally cause damage to your rented property. This essential coverage is appropriate for many types of businesses. 

What Does General Liability Insurance Cover? 
General liability insurance provides four main types of coverage, including: 

• Property damage coverage helps cover the costs of repairing or replacing third-party-owned property if your business is legally liable for damage not caused by an auto accident.
• Bodily injury coverage helps pay for medical bills and other covered damages if someone is injured while visiting your business or your company is sued for third-party injuries.
• Advertising injury coverage helps pay damages if your business is sued for copyright infringement.
• Reputational harm coverage helps cover legal costs if someone sues your company for slander or libel. 

General liability insurance won’t cover every type of liability claim, however. For complete coverage, your agent may suggest that you tailor your business insurance to include the following policies: 

• Workers’ compensation insurance
• Commercial property insurance
• Professional liability insurance
• Commercial auto insurance 

How to Get General Liability Insurance 
Your agent can help you get the insurance coverage you need for your business. Contact Podmaska Insurance today to get a quote and get started with a general liability insurance policy.

 

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