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Podmaska Insurance Agency

1309 Chalkstone Ave.
Providence, RI 02908

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Commercial Insurance in Rhode Island


In Rhode Island, every business has to have general liability insurance. It's what protects your small or large business from claims or lawsuits that might come knocking on your door. So, don't even think of skipping out on this. Besides, the state wants you to have it and other things too.

The Ocean State is serious about insurance for businesses. Ensure you have general liability, workers' comp, and commercial auto insurance sorted out. Remember, it's always better to have insurance and not need it than to need it and not have it.

Many people have negative opinions on insurance, but you can count on us at Podmaska Insurance Agency to offer what you need for your business. That's why it's best to talk to one of our insurance experts about your needs. Whether you're a small family business or a huge corporation, we've got you covered in Providence, RI.

What parts of my business are covered?

General liability insurance is like the ultimate multitasker. It has your back if someone gets hurt on your property or if you accidentally mess up other people's belongings or property. You wouldn't want to get caught without it.

On the other hand, there's workers' compensation. You need this if you have multiple employees working for you. It's there to protect both you and your workers if something terrible happens to them while on the job. This safety net is what looks after every one of your team members. And just so you know, Rhode Island law requires it, so you can't avoid it.

Then there's also commercial property insurance. With this policy, it has never been easier to protect your assets. You won't lose sleep over what might happen if something unexpected happens.

Ultimately, one of the best things about commercial insurance is how it covers all kinds of liability and more. But it's not only about the coverage. It also has a lot to do with the cool extras. Did you know some commercial insurance policies include extra services like risk management and loss control? They'll help you spot potential risks and find ways to reduce them.

So, why not make the smart move today? Call or visit our Podmaska Insurance Agency offices in Providence, RI for a quote.

Partner Carriers


  • Allstate
  • Beacon Mutual
  • Farmers
  • Foremost
  • Hiscox
  • Mapfre
  • Narragansett Bay
  • National General
  • Nationwide
  • Progressive
  • RI Joint Reinsurance
  • Safeco
  • Stillwater
  • Travelers
  • TypTap