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Protect Your Garden and Get Coverage with a Rhode Island Insurance Agency

12/1/2011 12:00:00 AM

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Many homeowners take incredible pride in their garden. A garden can be the central entertaining area of a property, an oasis of vibrant plants and flowers, or somewhere to grow fruit and vegetables. Whatever the case, a garden can be one of the most valuable parts of a property. Would your current home insurance policy cover the cost of replacing your garden if it was destroyed? One of the agents at your local Rhode Island insurance agency may be able to answer this question for you.

Meanwhile, here are a few tips on keeping your garden and gardening equipment safe.

Keep expensive equipment secure: Gardening equipment such as lawnmowers and hedge-cutters are not cheap and can be attractive targets for thieves. It’s often easier for criminals to access backyard equipment than items inside the home. The same goes for outdoor furniture and barbecues. When not using these items, keep them secure in a garage or bolt them to the ground.

Protect your garden with high barriers. Make sure your fences are high enough to make it difficult for would-be thieves to get in and if you back onto a public area, consider planting a thorny vine to deter those who would consider scaling your fence.

Use dog repellents: When your garden is regularly visited by canine intruders, there are several types of dog repellents you can use. These include products that emit dog deterring smells and underground dog fences.

For more advice on insurance coverage for your outdoor areas, contact your Rhode Island insurance agency. Keeping your property well secured both indoors and out, could even result in lower insurance costs. With Podmaska Insurance, you can get the coverage you need with our agency's help. Contact us today for more information!

 

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