Tips to winterize your vehicle and protection with auto insurance in RI

Any Rhode Islander knows how unpredictable the weather can be during winter. That means the risk of car accidents increases, and with that comes a higher risk of needing to make a claim on your auto insurance in RI. Rhode Island has a highly changeable climate with a fair share of snow and temperatures often dipping below 30°F. With these kinds of conditions it is imperative that you “winterize” your vehicle before the worst of the season comes.

The first thing you should do is check that your vehicle is in good working order. That means checking the ignition, brakes, fan belts, air and fuel filters and exhaust system. Also make sure your battery has been tested, and make sure your tires are in good condition and properly inflated.

As well as checking your car (and getting a tune-up if needed), you should also ensure you are carrying a number of items that can get you out of a tight spot if necessary. Make sure you have a spare tire and equipment to change the tire, and jumper cables and tow chains. Also bring along blankets, extra warm clothes, a flashlight, and candles to melt snow if necessary. You don’t want to freeze if you get stuck in the snow.

It’s best to avoid driving at all if the weather is particularly bad. Maintaining an accident free record will also help in the longer term to keep the rates low on your auto insurance in RI. Rhode Island has a transport management center website which has information about road conditions. During bad whether it might pay to check this site or tune in to radio traffic reports before you hop into the car. For information about auto insurance, contact one of our agents.